Death and TPD
ESI Super's Death & TPD cover helps to protect you and your family by providing a lump sum payment in the event of your Death or Total and Permanent Disablement.
The insurance cover you are initially eligible to receive and when that cover will start is determined by how you join ESI Super, either:
- Through an ESI Super employer, or
- By direct application.
Features of this cover
- Two types of cover
- Unit-based cover, or
- Fixed dollar cover.
- Automatic cover - If you join through an ESI Super employer and your employer has nominated a set number of units for you.
- Automatic 'life stage' increases feature - You are automatically eligible for this feature if you join through an ESI Super employer who does not offer an insurance subsidy and, while it is not automatic, if you join ESI Super by direct application you do have the option to select this feature.
- Competitive rates - Our size means we can negotiate great rates with our insurer.
- Occupational discount - You may be eligible for discounted insurance costs if your occupation is within the definition of a white collar/professional.
More detailed information about ESI Super's Death & TPD insurance can be found in the ESI Super Member Guide or the Death and Total and Permanent Disablement (TPD) Fact sheet.
Please note: Call us if you are a NRG Gladstone Operating Service employee as the above does not apply to you.