Spouse

Making contributions for your spouse helps build a superannuation benefit for your spouse and you may be eligible to claim a tax rebate.

Contributions must be from your after tax salary and you need to put in at least $100 to start the account. Spouse contributions are deposited in an ESI Super account in your spouse's name.

Tax offset

If your spouse's income is less than $10,800 p.a. you can claim a tax offset of 18% of the super contributions (up to a maximum of $3,000 p.a.) made on behalf of your spouse (this provides a maximum tax offset of $540 annually). The tax offset phases out for incomes between $10,800 p.a. and $13,800 p.a.